Sell Your House When Behind on Payments
Falling behind on your mortgage is stressful. Selling may be one option. See where you stand.
- No Commissions
- No Fees
- Sell Your House "As Is"
- Leave Tenants To Us
Missed mortgage payments can add up quickly. Talking to your lender early, and knowing all your options, matters.
If selling is the right path for you, we can make a straightforward cash offer. At closing, your mortgage balance is paid from the sale proceeds.
Why choose Get Home Offer.
Clear numbers
A straightforward offer so you can compare it with what you owe.
Payoff at closing
The title company pays your lender from the proceeds.
Timing matters
A cash sale can close quickly when time is short.
When this makes sense.
- You have missed one or more mortgage payments
- Your payment is no longer affordable
- You would rather sell than keep falling further behind
- You want a clear picture of what you would walk away with
Our process.
Clear steps, and the decision stays yours at every point.
Tell us about the property.
Share the address and a few details about the home and your situation.
Evaluation.
We review the property's details, condition and local market.
Your offer.
We present a straightforward offer and explain how we arrived at it.
Your decision.
Take the time you need. You are never obligated to accept.
Closing.
If you move forward, we work toward a closing date that fits your plans.
How your offer works.
Selling is one option among several. Your lender may offer alternatives, and a HUD-approved housing counselor can review your options for free.
A sale only works if the proceeds can pay off the loan, unless the lender agrees otherwise. We will be clear about the numbers.
Common questions.
What happens to my mortgage when I sell?
It is paid off from the sale proceeds at closing through the title company.
Should I talk to my lender first?
Yes. Your lender and a HUD-approved housing counselor can explain all your options.
Looking for more ways to sell your house when behind on payments? Visit our By situation page for every related situation we buy in.
Ready to see your offer?
Tell us about your property and we will follow up with a straightforward cash offer. Or call us at (608) 571-4547.